The good news is that the driver who caused your accident had car insurance. The bad news is that the other driver’s insurance is insufficient to pay for all the damages you’ve suffered.
If you’ve been involved in a car accident in Georgia, and the other driver has insufficient insurance coverage, you may feel overwhelmed and unsure of what to do next. However, you may still be able to get the compensation you deserve.
Underinsured Motorist Coverage Could Help
Underinsured motorist coverage is an optional type of car insurance in Georgia. Underinsured motorist coverage is combined with uninsured motorist coverage.
If you purchase uninsured motorist coverage before your accident and an underinsured driver hurts you, then you have additional protection to pay your damages after a crash. You can file a claim with your own insurance company to recover damages exceeding the at-fault driver’s policy limits. However, both the other driver’s insurance company and your own insurance company may try to minimize your recovery.
How an Atlanta Car Accident Lawyer Can Help You Get the Compensation You Deserve
Navigating the insurance claims process after an accident with an underinsured driver can be complex and time-consuming, especially when dealing with injuries or other physical or emotional trauma. That’s why it’s essential to consider hiring an experienced Atlanta car accident lawyer to help you with your case.
At Rechtman & Spevak, our team of dedicated car accident lawyers has years of experience representing clients who have been injured in accidents. We understand the intricacies of Georgia’s insurance laws and can help you navigate the claims process to ensure you receive the compensation you deserve.
Some of the ways that our Atlanta car accident lawyers can help you after an accident with an underinsured driver include:
- Evaluating your case to determine the best course of action for recovering damages
- Negotiating with insurance companies to ensure that you receive a fair settlement
- Representing you in court if necessary to fight for your legal rights
- Handling all aspects of your case so that you can focus on your physical and emotional recovery
If you’ve been hurt in a car accident with an underinsured driver in Georgia, don’t hesitate to contact the Atlanta car accident lawyers at Rechtman & Spevak for help. We offer a free initial consultation to discuss your case and help you understand your legal options. Call us today at 404-355-2688 or complete our online contact form to schedule an appointment and take the first step toward recovery.